Waterfront opportunity in Bay Harbor! This lagoon-front home with bulkhead offers two separate entrances, making it ideal as a multi-family, mother-daughter, or Airbnb/rental investment. Both the first and second floors feature 3 bedrooms, 1 full bath, eat-in kitchen, dinning room and a spacious family room. The first floor also includes an enclosed porch perfect for relaxing or entertaining; plus a 2nd floor balcony overlooking the water. Enjoy boating, fishing, and coastal living just outside your door in this prime location. A versatile and rare find with endless potential!