Uncover the potential of this hidden gem nestled in the heart of Perth Amboy—the beloved ''City by the Bay''—where timeless charm is just waiting to shine. This spacious multi-family home is a standout investment opportunity: live in one unit and rent the other, or lease both levels for maximum income. Each floor offers 3 bedrooms, a full bathroom, a generous living room, dining area, and a versatile front room ideal for a home office or den. The walk-up attic offers room to grow, with endless possibilities for added living space. A full basement with outside access leads to a private backyard, perfect for entertaining or unwinding. A detached garage offering 2 separate bays is an added bonus of convenience for storage or a workshop. Over the years, the home has been enhanced with a replaced roof, vinyl siding, and a charming two-level back porch. Classic hardwood floors and original wood details preserve the home's enduring character. With easy access to NYC transit and major highways, you'll enjoy both convenience and lifestyle. Nearby gems like Harborside Marina, Bayview Park, and the Raritan Yacht Club make waterfront living a breeze. Don't miss this exceptional opportunity to own, live, and earn in one of New Jersey's most dynamic coastal communities!