3.125% assumable loan available (for qualified buyers), a rare chance to combine comfort, convenience, and incredible savings! This move-in ready 2 bdrm, 2.5 bath townhome in Penny Layne offers a bright two-story living room with soaring windows and a cozy gas fireplace. The dining space flows into the eat-in kitchen with sliders to the fenced yard and patio, ideal for everyday living and entertaining. Upstairs, the primary suite features vaulted ceilings, a walk-in closet, and a full bath with dual sinks, jetted tub, and separate shower. A second bedroom, full bath, and laundry complete the level. Additional highlights include a powder room, attached garage, and updated flooring. Residents enjoy community amenities plus easy access to shopping, dining, the Jersey Shore, and major highway