Enjoy coastal living without the waterfront price tag! Nestled in the desirable Money Island community, this charming Cape offers the perfect blend of comfort and convenience just moments from the water. The open-concept living room & kitchen create a bright, inviting space that flows seamlessly from the front to the back of the home. The first floor features a full bathroom, and a versatile bonus room ideal for a home office, den or guest space. Upstairs, you'll find a spacious primary suite complete with a full bath and a charming sitting area with built-in bench seating. Situated on an oversized, fully fenced 0.15-acre lot, the property offers ample room for future expansion on the south side of the home. A generous 25 x 15 rear deck provides the perfect setting for outdoor entertaining and relaxing. Additional highlights include a partial unfinished yankee basement, crawl space, and no flood insurance required. For just $10 annually, the neighborhood association offers access to a private beach, with boat slips available to homeowners at a significantly reduced rate. Conveniently located near Route 37 and just a short drive to the inlet, this home is an excellent opportunity to enjoy the Jersey Shore lifestyle.