Waterfront and NO flood insurance due to elevation. An exceptional opportunity awaits with this unique waterfront property featuring two homes for the price of one and stunning views of the Toms River. This is the ultimate retreat for boating enthusiasts! The main home offers three spacious bedrooms, plenty of closets, two bathrooms, and a loft that's perfect for a home office or additional living space. The recently updated eat-in kitchen, complete with granite countertops, a dishwasher, and a microwave. The kitchen and dining area flows seamlessly to a large deck where you can take in breathtaking river views, creating the ideal spot for outdoor dining or relaxation. Lower level offers great entertaining space with another refrigerator, sink and bath, Bulkheaded and dock! The lower level is an entertainer's paradise, equipped with a wet bar, sink, and refrigerator. Step outside to the patio or deck, which comes with retractable awnings, perfect for enjoying shade on sunny days. The outdoor space also includes a built-in gas grill and easy access to your private dock. The second home adds even more value to this property, offering one bedroom, one bathroom, a kitchen, and a living room. With a tenant already in place, it's a ready-made income opportunity or the perfect guest quarters. The property also features two storage sheds and off-street parking for two vehicles, adding convenience to its charm. Don't miss your chance to own this incredible property, schedule your showing today!