Experience coastal luxury at its finest in this beautifully custom-built home offering the very best of both worlds -- ocean and bay living. Perfectly positioned just one block from your private ocean beach access and one block from your private dock, this home delivers the rare lifestyle buyers dream of: morning walks on the beach, afternoons on the boat, and evenings enjoying peaceful water views. Thoughtfully designed with sophistication and comfort in mind, this stunning home features 4 bedrooms, 3 full bathrooms, and a two-car garage. From the moment you enter, the quality craftsmanship is evident in every detail. The newly renovated gourmet kitchen is the heart of the home, complete with a large granite center island, elegant finishes, and a seamless connection to the dining and living areas. The inviting living room with a gas fireplace creates the perfect setting for both relaxed nights in and effortless entertaining.The first-floor bedroom with a full bathroom offers wonderful flexibility for guests, extended family, or a private home office. Upstairs, the primary ensuite is a true retreat, featuring a private balcony where you can take in breathtaking views and enjoy your own quiet escape. A beautiful upstairs bar room adds another special touch, offering incredible water views and the perfect space to unwind or entertain. Outside, the private backyard oasis is designed for low-maintenance enjoyment, surrounded by gorgeous mature shrubbery and featuring a cozy fire pit area for year-round gatherings. With private dock access including electric and water, plus your own private beach access just moments away, this home offers an exceptional opportunity to enjoy the very best of luxury coastal living. This home is subject to seller financing only, creating a rare opportunity for qualified buyers to secure an exceptional coastal property without having to navigate traditional financing options.